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California Institute of Technology
An independent research university founded in 1891, with 124 acres in Pasadena and a focus on science and engineering education.

Caltech was established on September 23, 1891, as a vocational school by businessman Amos G. Throop in what is now Old Pasadena. Over more than a century, it has grown into a world-renowned institution with a 124-acre campus, 971 undergraduate students, 1,398 graduate students, and a 3-to-1 student-to-faculty ratio. The institute manages NASA's Jet Propulsion Laboratory and operates major research facilities including a seismological laboratory and astronomical observatories at Palomar and W. M. Keck.
Caltech's research output has produced 49 Nobel Prize affiliations and co-management of LIGO, the gravitational-wave observatory. The institute describes itself as a place that marshals some of the world's brightest minds and most innovative tools to address fundamental scientific questions and pressing societal challenges. Its presence has shaped Pasadena's identity as a center for advanced research and innovation.
Families with students at Caltech and the families of researchers living in Pasadena share a focus on long-term planning and preparation. A term life policy that covers educational expenses for children or that protects a research investment through lean years aligns with the same forward-thinking approach that brings families to Pasadena in the first place.